Oregon Property Taxes Are Due in November 2026: How Benton and Linn County Homeowners Can Save 3%
Debbie Brand October 30, 2026
Debbie Brand October 30, 2026
Oregon property tax statements have arrived, and homeowners in Benton and Linn counties have an opportunity to reduce their annual tax bill by paying early.
For the 2026–2027 property tax year, eligible homeowners who pay their current property taxes in full by November 16, 2026, can receive a 3% discount. Homeowners who prefer to spread out their payments may qualify for a smaller discount or choose an installment schedule.
If you own a home in Corvallis, Philomath, Albany, Lebanon, or a surrounding Mid-Willamette Valley community, understanding these options can help you make an informed decision before the November deadline.
The November 2026 property tax payment deadline is Monday, November 16. Oregon's usual November 15 deadline falls on a Sunday this year, so the deadline moves to the next business day.
Property tax statements are generally distributed in October, giving homeowners time to review their payment options and applicable discounts.
Oregon offers three payment arrangements:
Payment option | Available discount | Payment schedule |
|---|---|---|
Pay in full | 3% on eligible current-year taxes | November 16, 2026 |
Pay two-thirds | 2% on the qualifying amount paid | November 16, 2026, with the balance due May 17, 2027 |
Pay in thirds | No discount | November 16, 2026, February 16, 2027, and May 17, 2027 |
Homeowners should follow the payment dates and instructions printed on their current county property tax statement.
The deadline for receiving a discount is not necessarily the same as the date interest begins accruing. Paying within an interest-free period does not preserve an expired discount.
Oregon allows a 3% discount when eligible current-year property taxes are paid in full by the November deadline.
This is a reduction in the amount you owe, not a refund you apply for later.
Here is what the discount could mean for different annual property tax bills:
Annual property tax | 3% discount | Amount paid |
|---|---|---|
$3,000 | $90 | $2,910 |
$5,000 | $150 | $4,850 |
$7,500 | $225 | $7,275 |
$10,000 | $300 | $9,700 |
These are illustrative calculations, not estimates of typical property taxes in Benton or Linn County. Actual savings depend on your tax statement and eligibility.
If you have unpaid taxes from previous years, those obligations must be addressed first. Payments are applied to older outstanding taxes before being credited toward the current year.
For homeowners who already have the funds available, paying in full can be a straightforward way to reduce an ongoing expense of homeownership.
Paying in full offers the largest discount, but it is not the only option.
Oregon also permits qualifying homeowners to pay two-thirds of their current-year taxes by the November deadline and receive a 2% discount on the amount paid. The remaining balance is due in May.
Alternatively, homeowners can pay in three installments without receiving an early payment discount.
The right choice depends on your household's financial circumstances. A discount may be appealing, but maintaining sufficient savings for home repairs, insurance, and unexpected expenses matters as well.
For older homes or rural properties with private wells, septic systems, or outbuildings, preserving available cash for maintenance may be an important consideration.
If your monthly mortgage payment includes property taxes, your lender or mortgage servicer may already be handling the November payment through an escrow account.
An escrow account holds money collected with your mortgage payment to cover expenses such as property taxes and homeowners insurance.
Before making a separate payment, confirm:
Receiving a property tax statement does not necessarily mean you need to pay it yourself. Your county may send you a copy even when your mortgage servicer receives the billing information.
Paying independently without checking could result in a duplicate payment.
If you recently purchased a home, refinanced your mortgage, or changed lenders, it is especially useful to confirm who is responsible for the current bill.
Homeowners in Corvallis, Philomath, and other Benton County communities can review property tax information through the county's official websites.
Benton County released its 2026 property tax statements in October and confirmed November 16 as the deadline for the full payment discount.
Official Benton County resources:
The county provides electronic check, debit card, and credit card payment options. Processing fees may apply, so compare the fee with the discount before choosing a payment method.
Homeowners in Albany, Lebanon, and other Linn County communities can access property tax records and payment information through the county's official website.
Linn County provides information about payment schedules, online payments, mailing instructions, and tax account details.
Official Linn County resources:
For homeowners paying by mail, Linn County lists the following address:
Linn County Tax Collector
PO Box 100
Albany, OR 97321
Review your 2026 tax statement for the applicable amount and payment instructions before submitting payment.
If you purchased a home during 2026, review your closing documents before paying the annual property tax bill.
Property taxes may have been prorated between the buyer and seller at closing. That adjustment determines how the parties share the expense under their transaction, but it does not necessarily mean the county's tax bill has already been paid.
A credit received at closing is different from a payment made to the county.
New homeowners should confirm whether their mortgage servicer will pay the bill, whether taxes were actually paid at closing, and whether any balance remains outstanding.
This is particularly relevant for buyers who closed during the summer or fall and are receiving their first Oregon property tax statement.
For those preparing to purchase a home, understanding property taxes is part of planning for ongoing ownership expenses. This guide to buying a home in Corvallis provides additional information about the homebuying process.
The November 2026 deadline is Monday, November 16, because November 15 falls on a Sunday. Check your county statement for payment instructions.
The discount applies when qualifying current-year taxes are paid in full by the deadline. Outstanding prior-year obligations must be addressed first.
Yes. A qualifying two-thirds payment made by the November deadline receives a 2% discount on the amount paid. The three-installment option does not provide a discount.
You may lose the early payment discount. Interest on unpaid installments follows Oregon's statutory schedule. Contact your county tax collector to confirm the amount due.
Contact the county where the property is located. Not receiving a statement does not eliminate the obligation to pay property taxes.
Property taxes are one of the ongoing responsibilities of homeownership, and the annual statement deserves a few minutes of review.
For 2026, confirm your payment deadline, understand the available discounts, and check whether your mortgage servicer is paying the bill before submitting a separate payment.
The 3% early payment discount will not be the right financial choice for every household. But knowing it is available gives homeowners another opportunity to manage their annual expenses.
If you have questions about property taxes in connection with buying or selling a home in Corvallis, Philomath, Albany, Lebanon, or the surrounding Mid-Willamette Valley, I'm happy to help you understand the real estate side of the process and connect you with the appropriate county resources. Let’s connect.
Information reviewed October 2026. Confirm individual tax statements and payment instructions with the appropriate county. This article provides general homeowner education, not individualized tax, legal, or financial advice.
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